How to Travel at Home

There are many travel blogs out there . . .

A lot of them will tell you about what it’s like to walk off a plane into some remote culture. The bliss that comes with eating fresh coconut on a beautiful beach in the Caribbean. You will read these things, and you will feel jealous. Wanderlust, itchy-feet, maybe you will relish their experience because it brings you back. Continue reading

Why You Should Take a Gap Year for Summer Vacation (And Maybe Never Come Back)

An average person graduating this year . . .

in the United States of America is expected to make $39,045 per year. If the class of 2015 is anything like the class of 2014 they will also have an average student loan debt of $33,000, with monthly payments of $242 until it is paid off in 2025, 10 years being the standard for college loans.

      Based on a very unofficial calculation of the U.S. Average cost of living (from M.I.T.’s Living Wage Calculator), a person should expect to pay $21,000 per year for basic expenses. This leaves the average person $1,261 per month ($15,132 annually) to save or indulge in other expenses. Let’s say this person graduates at the age of 25, works until the age of retirement 62, and doesn’t spend their money on anything beyond living expenses. They would have $559,884 saved up to retire with after 37 years of working (if they retire at the anticipated age for millennials, 55, they will have $453,960). Continue reading